The importance of P2P is limitless. Moreover, the pace at whichPeer-to-peer lending industry is growing is remarkable. Today, it is also considered one of the best platforms for the investors seeking secure and good income option.
In the last few years, the demand of Instant Loans and Money Lending source P2P has increased at a fast pace. It has many advantages and is truly a good source for the income seeking investors coming from the different background.
Good and regular returns are the essential factors every single investor considers before making any kind of the investment which is indeed the right things. The returns enjoyed in P2P in comparison to the different investment in the market like real-estate, stocks, etc. is higher. The average returns ranges between 15 to 20% per annum.
In P2P Lending sector, investors have the benefit of easy tenure. The peer-to-peer lending allows lenders and borrowers both to choose from the various predefined tenures suiting your specific purpose. The lending duration can be from 6 months to 3 years.
The Peer-to-Peer lending provides the opportunity of passive income. Investors can easily earn monthly income in the form of interest (EMI) and repayment of principal. The passive income is one of the highly considerable advantages facilitated by the P2P lending industry in congruence to the other market-linked investments which has the minimum locking period of 3 years.
SMEs and other businesses are forced to arrange collaterals in order to avail business loans from nationalized banks which at many times becomes the cause of loan application rejection. While with P2P borrowing do not require it and the other alternative options can be easily arranged. It focuses more on the good credit and repayment history.
Unlike banks and other financial institutions, P2P do not demand any hidden charge. The need and the demand of P2P Lending India are continuously growing on account of the various favorable reasons like transparency, no hidden charges, and more flexibility.
Peer-to-Peer lending has become one of the most preferred option not only for the borrowers but also for the investors. A borrower can also go for the prepayment without paying any prepayment charges or one-off payment fee.
Disclaimer: Reserve Bank of India does not accept any responsibility for the correctness of any of the statements or representations made or opinions expressed by Antworks P2P Financing Private Limited, and does not provide any assurance for repayment of the loans lent on it. Antworks P2P Financing Private Limited is having a valid certificate of registration dated April 01, 2019 issued by the Reserve Bank of India under Section 45 IA of the Reserve Bank of India Act, 1934. However, the RBI does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or the opinions expressed by the company and for repayment of deposits / discharge of liabilities by the company.
The information contained herein is only to enable the Lender to make a considered decision. Any decision taken by the Lender on the basis of this information is the sole responsibility of the Lender and Antworks P2P Financing is not liable. This information does not include any sensitive personal data or information of the Borrower. Antworks P2P Financing only facilitates a virtual meeting place between the Borrowers and the Lenders on its online platform. The decision to lend is entirely at the discretion of the Lender and Antworks P2P Financing does not guarantee that the Borrowers will receive any loans from the Lenders. Antworks P2P Financing merely aids and assist the Lenders and the Borrowers listed on its website to make and receive loans and charges a service fee from the Lenders and the Borrowers for such assistance. Antworks P2P Fianncing is only an ‘Intermediary’ under the provisions of the Information Technology Act, 1999.
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